Author: Radha Sapkota

Hi, I am a postgraduate student of Economics, stock market enthusiast, an occasional storyteller and a habitual reader.

Nepal Rastra Bank has recently released the Unified Directives for Payment Systems- 2078 on Tuesday (14th of September, 2021). On this 63-page document, NRB has updated the rules and guidelines for the payment systems including PSPs, PSOs, and mobile banking systems. The Payment Systems Department has published this document on NRB’s website. The unified directives include rules and guidelines regarding various payment services under the following heads: Electronic CardsPSPs using telecommunications services for digital payments on domestic currencyQR code operators, settlement banksTransaction limit for electronic cards, mobile banking and internet banking systemsTransaction and charge limits for digital wallets Unified Directives-…

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After a long period, the launch of Namaste Pay is finally over now. The first-ever digital wallet of Nepal that supports both online and offline payments- NamastePay has started its service on September 14, 2021. Nepal Digital Payments Company Limited (NDPC) has introduced Namaste Pay as the first government-owned digital wallet in Nepal. NDPC is a joint venture of Nepal Telecommunications Authority and Rastriya Banijya Bank with an authorized capital of Rs 1 billion. Besides that, Namaste Pay is the first mobile money that is available for both offline and online usage. One can transfer funds even without the Internet.…

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Imagine using a digital wallet to transfer the funds without the Internet. If you think it’s not possible, you might be wrong. Nepal Digital Payments Company Limited (NDPC) has unveiled the most awaited Fintech product- Namaste Pay digital wallet today. You can transfer funds just with a USSD code Namaste Pay has already started USSD services today. You can get offline services by Namaste Pay on your own mobile phone. For that, you should dial *500# on your NTC SIM and then proceed with the registration process. After that, you will get a code in your mobile number with log-in…

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With new e-commerce platforms growing day by day, customers are looking for a more reliable and easy platform. The complaints regarding the supply of non-branded products over the branded ones, delivery out of the timeline, and the hassle in payment are rampant in Nepal. In this scenario, only a handful of e-commerce platforms are delivering satisfactory products and services. Aiming to be one of the top choices of Nepalese in e-commerce, YesCart has started its operation in Nepal on the 10th of September, 2021. An e-commerce marketplace owned by IoT Incorporation Pvt. Ltd, subsidiary of Sharda Group, YesCart has formally…

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The biggest festival of Nepalese women- Teej is just a few days away. To make this occasion special than ever, Fonepay has introduced an amazing offer to its users. With the tagline “Harek Naari ko Aawashyakta, Aarthik Aatmanirvarta”, FonePay has brought this offer where you can win 1 tola gold. All you need to do is use Fonepay direct to transfer funds through your bank account to the other. Ladies, this might be your lucky chance to bag the gold! Fonepay teej offer is valid till Bhadra 26, 2078. The fund transfer performed within this period is eligible for this…

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NIC Asia Bank becomes the first bank of Nepal to have 1 million downloads of its mobile banking app in Google Playstore. Among all the mobile banking apps in Nepal, NIC Asia MoBank App has crossed this landmark for the first time in history. The bank has thanked its users for this achievement today. NIC Asia MoBank is the only mobile banking app that has reached this milestone. After eSewa, Khalti, IME Pay, and MeroShare, NIC Asia MoBank is the fifth fintech app to cross 1 million downloads in Android. Moreover, it is the first-ever mobile banking app to enter…

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As Father’s Day is approaching near, you might be overwhelmed with what to gift them on this auspicious occasion. Gift your hero with the products in CellPay Kart and get a cashback up to Rs 500 on your CellPay account. This offer is valid till the 7th of September, 2021. Under this offer, Customers can get cashback up to Rs.500 with the minimum cart value of Rs.5000 on any purchase with CellPay Kart. How to participate in this offer? It is crystal clear that one must have a verified KYC account with CellPay to participate in this offer. According to…

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The most awaited fifth and the last season of the popular Netflix original web series – La Casa Del Papel (Money Heist) is streaming from today (September 3). Needless to say, this Spanish series has been a global sensation since its first season. The four seasons have already streamed on Netflix before. And this season has created a buzz among netizens that many companies have even given a day-off to their employees for this day. Money Heist is one of the most acclaimed and popular thriller series on Netflix. In Nepal too, it has a huge fan following who are…

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If you are planning to gift something exciting on this Father’s Day, SmartDoko has a great deal for you. SmartDoko- Nepal’s highest-rated e-commerce app has brought a “Father’s Day Offer” to its customers where they can enjoy huge cashback and amazing discounts on the products. It has become Nepal’s No. 1 online megastore after its acquisition by IMS Group. What’s exciting about this offer? This offer is for adding excitement to the celebration of upcoming Father’s Day. The company is offering 15% cashback (up to Rs 500) for online transactions from all Himalayan Bank debit, credit, and pre-paid card users.…

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CellPay brings an amazing offer for its customers where they can get flat 15% cashback on mobile top-up. Under this offer, the KYC verified customers will receive a flat 15% (up to Rs.30) cashback on mobile top-up. The offer has already started on the 1st of September, 2021, and will run until further notice. The company will award winners every week till the end of this campaign. The users can opt for a mobile top-up in any of the SIM among NTC, Ncell, or SmartCell. While most of the digital wallets are giving cashback offers, CellPay also has not left…

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