Best Digital Wallets in Nepal


As we know, we are in the transition era of this world of technology and various factors are changing day by day. Internet has become one of the basic needs for the people who are adapting themselves to the technology. Internet has rooted itself deep into the daily lives of people. Literally, digitalization and internet is everywhere. In this context of world and Nepal as well, people are adapting the online payment through internet and replacing the old cash based payment methods.

What is online payment ?

An online payment system is an Internet-based method of processing economic transactions. It allows the  vendor to accept payments over the web or over other Internet connections, such as direct database connections between retail stores and their suppliers a common method of maintaining just-in-time inventories. Online payment systems greatly expand the reach of a business and its ability to make sales.

Best Digital Wallets in Nepal

With advancement of internet technology in these recent years, Nepal has also begun adopting the online payment services. Here, we have listed out the Best Digital Wallets in Nepal.

#1 eSewa

eSewa is a mobile money account technology. It is a digital wallet from where customers can pay, send and receive money from their mobile phone and internet, instantly. It has been in operation since 2009 and has recently been licensed by Nepal Rastra Bank as Payment Service Provider.

eSewa has been providing support for more than 25 major banks in Nepal. They have a huge array of payment options and services. E-sewa has support for more banks and provides maximum payment options than any other e-payment service provider currently. They have huge amount of user base and are very popular as well.

The vision of eSewa is to cover every payment sector (Small/Big, Dealer/Retail, Private/Government, Domestic/International) continuously to accomplish their mission to create a cashless economy. The company has been working hard to create cashless economy in coming days. In future, eSewa is planning to cover each and every industries of Nepal with their payment platform which would be helpful in growth and development of economy enhancing financial mobility.

#2 IME Pay

IME PAY is a popular remittance and online service provider in the country. They are now offering their users with a better one in all digital wallet. IME Pay is one of those emerging digital payment service providers in Nepal that has been gaining popularity in recent years. It is basically cash at the tip of your fingers for basic household purchases to high volume business transactions. It offers a wide range of payment gateway for its users. The services available from this app include airline ticketing, bus ticketing, utility payment, remittance, ISP payment, Telephone bill payment etc. You can enjoy your digital life that is hassle-free with no queue and no penalty for delay. You can simply do your work sitting at home or even when you are at the go, which is obviously the goal of every e-payment service provider.

#3 Khalti

Khalti is a mobile wallet, payment gateway and service provider in Nepal. Launched in January 2017, Khalti is an emerging online payment solution in Nepal and has been gaining popularity very rapidly. It allows users to pay for a range of services like basic utility payments, hotel bookings, movie and domestic flight tickets, events and many more. It is operated and owned by Sparrow Pay Pvt. Ltd. Khalti offers payment solution to over hundreds of merchants across Nepal and provide seamless payments using E-banking, smart banking, cards, and digital wallet. Being not just limited to mobile app users, Khalti has more than 8000 POS and Agent Network providing Khalti services to end users.

Khalti is home to some of the brightest minds in the country, which includes a team of highly skilled developers and interactive marketers. The goal of Khalti is to simplify lives of people by bringing financial inclusivity to every individual in Nepal and take the payment industry from offline to online through best practices.

#4 I-Pay

I-Pay is one of those leading online service payments in Nepal which has been continuously gaining popularity.  It serves its customers to pay the telephone bill, electricity bill, internet bill and other utility bills using I-Pay service. Further, one can buy recharge cards, top mobile phone in just a few clicks. Flight bookings for domestic airlines such as Buddha Air, Yeti Airlines, Simrik Air and Saurya Airlines are also available in I-Pay. Customers can also buy movie tickets, travel tickets of buses and Manakamana Darshan tickets just with a click. I-Pay also allows paying the bills of various online shopping stores. They are working to add more services such as payment for Insurance Companies, Schools/Colleges fee, etc. I-Pay is a safe, easy way to pay and get paid online.

#5 Q-Pay  

QPay is another online transaction service provider in Nepal. Q-pay utilizes cutting edge technology to provide simplified payment solution to all the stakeholders (Consumers, Merchants and Financial Institutions. The core focus is to simplify the payment in line with the company motto “Payment Simplified”

Q-Pay was introduced to simplify the payment system by using a mobile as a wallet. With this application, consumer can easily make payment for goods purchased and services rendered. Bill payment and fund transfer becomes simple and systematic with the usage of this App. Similarly, users can easily link their bank accounts that will help them to deposit their QPay wallet funds in their respective bank accounts.

There is still a lot to be done in the e-payment sector of Nepal. The market is growing digitally and these systems are certainly going to take over the market economy in upcoming days. Let’s hope for a digital Nepal where the companies can provide better services making our lives easier.


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